Artificial Intelligence (AI) is transforming the payment industry, powering everything from fraud detection to personalized customer experiences. But there’s a catch: AI’s growing energy consumption is raising serious environmental concerns. Did you know that a single AI-driven search can use 10…
The payments industry is evolving significantly, and legacy protocols like ISO 8583 are no longer sufficient to meet the demands of modern payment systems. As banks, acquirers, and payment service providers (PSPs) look for more efficient, interoperable, and future-proof solutions,…
As our world becomes increasingly digital, the convenience of online transactions has become an integral part of everyday life. However, this convenience comes with a downside: the growing threat of online fraud. Cybercriminals are constantly evolving their tactics, making it…
The financial industry is undergoing a seismic shift, driven by technological advancements and evolving customer expectations. Traditional banks, once the undisputed titans of the financial landscape, are now facing intense competition from nimble, digitally native fintechs. To stay relevant and…
At ITOPYX, we are always on the lookout for talented and passionate individuals to join our team. If you are interested in a career in payment consulting but don’t see a job opening that fits your skills and interests, we…
Hyper-personalization is revolutionizing both the payments and retail sectors by creating more relevant, secure, and engaging customer experiences. As businesses continue to harness the power of AI and real-time data, hyper-personalization will become an essential strategy for staying competitive and…
Are you a creative storyteller with a knack for building online communities? Do you dream of launching your career in a dynamic tech environment? We’re seeking a bright and energetic intern to join our awesome Community Management team. You’ll get…
Do you dream of building the future of payments? Are you a curious coder with a knack for Python and a web development itch? We’re seeking a bright and enthusiastic Junior Python Developer to join our growing team. You’ll be…
The introduction of the Revised Payment Services Directive (PSD2) paved the way for open banking, allowing third-party providers (TPPs) to access customer payment account data with consent. Now, the emergence of the SEPA Payment Account Access (SPAA) Scheme promises to…
In the world of banking and financial services, the role of core banking technology cannot be overstated. Modernizing core banking systems can have a transformative impact on traditional banks, enabling them to adapt to fast-paced changes and compete effectively with…
